1) Are you importing goods (or services) manufactured and shipped from the United States?

2) Does the primary borrower have at least 3 years of operating performance?

3) "Leverage" (Total Liabilities vs. Total Net Worth), including the loan being requested, does not exceed 2.5 to 1.

4) Is the requested loan amount less than 40% of Total Net Worth?

5) Did the primary borrower report a profit in its last full year of operation?